AI-Powered Accounting • Automation-First Bookkeeping

Smart AI.
Smarter Accounting.

Modern accounting operations for growing businesses. We automate bookkeeping, reporting, reconciliations, and back-office workflows — so you focus on what matters.

🇺🇸 USA🇪🇸 Spain🇮🇹 Italy🇦🇪 Dubai
Trusted by businesses in
🇺🇸 USA🇪🇸 Spain🇮🇹 Italy🇦🇪 Dubai
Powered by
QBO AdvancedGustoDeelBill.comClaude AIChatGPT
🚀

Ready to automate your accounting?

Migrate to QuickBooks Online with AI-enhanced workflows. We handle the entire migration — chart of accounts, historical data, and team training.

Let's Talk
AI-Enhanced Finance Operations

Services

Automation-first bookkeeping and accounting — built for speed, accuracy, and scale.

🤖

AI Bookkeeping

AI-classified transactions, automated bank rules, and smart reconciliations — at machine speed, verified by human eyes.

Accounting Automation

Claude AI and ChatGPT embedded into every workflow — replacing manual data entry, invoice processing, and expense management.

📅

Monthly Close & Reporting

Accrual adjustments, reconciliations, and full financial statements — delivered by Day 10, every month.

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Full-Cycle Accounting

AP/AR management, payroll journal entries, and financial reporting — a complete department at a fraction of the cost.

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Fractional Controller

Senior-level financial oversight without full-time cost. Month-end review, variance analysis, and strategic advisory.

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Back Office Operations

Vendor management, bill pay, expense tracking, and document organization. You focus on revenue.

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ERP to QBO Migrations

Seamless migrations from Sage, Xero, Wave, or legacy ERPs — including historical data and opening balances.

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Financial Cleanup

Messy books? We clean up historical data, resolve backlogs, fix misclassifications, and get you audit-ready.

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AR/AP Management

Invoice generation, collections tracking, bill scheduling, and aging reports — keeping cash flow predictable.

📋

QBO Project Management

Project setup, budgets, and profitability tracking. Ideal for construction with PMI-based controls.

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Payroll & International

Gusto payroll and Deel setup for international vendor payments — with journal entries synced to your books.

⚙️

Workflow Optimization

We audit workflows, eliminate bottlenecks, automate tasks, and build SOPs — finance ops that scale.

Accounting Reimagined with AI

Automation First. Human Judgment Where It Matters.

AI handles classification, data entry, and routine processing at machine speed. Professional review catches what matters. The result: smarter accounting with AI — fast, reliable books you can actually trust.

Import
AI Classify
Review
Reconcile
Deliver
Auto-classified
Human-reviewed
Exception-flagged
Delivered by Day 10
Modern Accounting Operations

It's Not Just About Saving Money

AI-enhanced finance operations give business owners something even more valuable than cost savings: time, clarity, and control.

  • Keep financial records organized and up to date
  • Track cash flow and expenses with precision
  • Avoid costly errors and missed transactions
  • Get financial reports on time for better decisions
  • Focus on growing your business — not spreadsheets
Financial Overview● Live
Revenue
$142.6K
+12.5%
Net Profit
$78.3K
+8.1%
AccuracyAutomationOn-time delivery
🧠
AI InsightCash flow trending up
Smarter Accounting with AI

Why SFA

Not just another accounting firm. An AI-native finance operations partner built for speed, precision, and scale.

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Dedicated Accounting Team

A lean, international team delivering consistency, deep knowledge, and fast turnaround across time zones.

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QuickBooks Online Experts

Deep mastery of QBO Advanced — custom reports, automations, multi-entity setups, and project tracking.

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AI-Native Workflows

AI isn't an add-on — it's embedded in every workflow. Automated classification, intelligent extraction, machine-speed processing.

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Operationally Precise

Controlled, reviewable, and reconciled — every month. SOPs, documented processes, audit-ready books.

AI-Powered Workflow

Two Phases: Kickoff, Then Monthly Close

Structured kickoff to configure your AI-enhanced workflow, then a consistent monthly close with built-in automation and human oversight.

Phase 1

Kickoff (Weeks 1–2)

We configure your accounts, clean up historical data, and set up controls tailored to your business.

Week 1
  • Account setup in QuickBooks Online
  • Chart of accounts review & configuration
  • Bank and credit card connections
  • Integration setup (Stripe, Gusto, Deel, Bill.com)
  • Historical data cleanup (if needed)
Week 2
  • Automated bank rules & categorization
  • AI workflow configuration (Claude / ChatGPT)
  • Exception routing workflows
  • Team access and permissions
  • First reconciliation baseline
Phase 2

Monthly Close Workflow (5 Steps)

Same controlled process every month — consistent, trustworthy books without the chaos.

1

Import

Bank feeds, payment platforms, invoices flow into QBO automatically.

2

Classify & Automate

AI and bank rules classify transactions. High-confidence items post; uncertain items route to review.

3

Review & Escalate

We review flagged items, apply judgment, escalate anything material with clear questions.

4

Reconcile

Bank accounts, credit cards, integrations reconciled with evidence and variance explanations.

5

Deliver Close Package

Financials, reconciliations, exception log, workpapers — by the 10th business day.

Day 1–3
Transaction Import
Day 4–6
Review & Reconciliation
Day 7–9
Final Checks & QA
Day 10
Close Package Delivered

✓ What's Included

  • Monthly financial statements (P&L, Balance Sheet, Cash Flow)
  • Bank and credit card reconciliations
  • AP/AR tracking and management
  • Payroll journal entries (Gusto, Deel)
  • Expense categorization and review
  • AI-automated transaction processing
  • QBO Project setup and tracking
  • Exception log and audit trail
  • Month-to-month service (no contracts)

✗ What's Not Included

  • Tax preparation or filing
  • Payroll processing execution
  • Financial planning & analysis (FP&A)
  • Inventory management (limited)
  • Collections (we track aging, you collect)

Need something beyond bookkeeping? We recommend trusted partners for payroll, FP&A, or tax.

Industries We Serve

Diverse Expertise

Experience across multiple industries means we understand your unique accounting needs.

🏗️ Construction & Contractors🏠 Real Estate Groups🚀 Startups & SaaS💼 Professional Services⚕️ Medical Technology🌐 Remote-First Companies📦 Distribution & Logistics🔨 Remodeling & Home Services🚢 Marine & Charter💰 Financial Advisory
Automate Your Accounting

Simple, Transparent Pricing

AI-powered automation + human judgment. Full visibility into what was booked, why, and what changed.

One flat monthly fee. No contracts. Cancel anytime.

Starter
Up to $1.5M in annual revenue
$499/mo
  • Monthly bookkeeping & reconciliations
  • Bank & credit card categorization
  • Financial statements (P&L, Balance Sheet)
  • Automated bank rules setup
  • AI-assisted transaction processing
  • Monthly close by 10th business day
  • Email support
Get Started
Most Popular
Growth
$1.5M – $5M in annual revenue
$699/mo
  • Everything in Starter, plus:
  • Full-cycle accounting (AP/AR)
  • Payroll journal entries (Gusto / Deel)
  • Cash flow statements & reporting
  • QBO Project tracking setup
  • Dedicated accountant
  • Quarterly review calls
Get Started
Scale
$5M+ or multi-entity setups
$999/mo
  • Everything in Growth, plus:
  • Multi-entity / multi-class support
  • Custom chart of accounts
  • Job costing & profitability analysis
  • Custom dashboards & KPI reporting
  • Monthly review calls
  • Priority support
Get Started
QBO MigrationFrom $1,500 one-time — full data migration, chart of accounts, and opening balances.
Cleanup / Catch-UpHistorical bookkeeping cleanup priced per month of backlog. Free consultation.
📊 P&L Ready
Reconciled
🤖 AI Processed
AI-Powered Accounting Starts Here

Your Books, Automated.

Replace accounting busywork with intelligent automation — and replace guesswork with real-time clarity.

✉ info@santos-consulting.com
📞 +1 (917) 386-6140